Buying Vs. Leasing

Financing vs. Leasing: Which is Best for You? 

Financing or leasing your next vehicle are good options, and the best depends on your preferences, budget, and lifestyle. Our finance team at Toyota of Surprise can help you weigh your options and discover the payment plan that suits you best. With our finance experts, you can save time while finding the right lease or loan at affordable pricing.

Learn More

If you want to learn more about leases and loans, our finance team is happy to help. Contact our finance center today to get started finding the right payment plan for your preferred vehicle.

Financing vs. Leasing: Which is Best for You?

Financing or leasing your next vehicle are good options, and the best depends on your preferences, budget, and lifestyle. Our finance team at Toyota of Surprise can help you weigh your options and discover the payment plan that suits you best. With our finance experts, you can save time while finding the right lease or loan at affordable pricing.

Should You Buy or Lease?

If you plan to own your vehicle for a long time, buying your vehicle is likely the best option. Leasing could be the right option if you plan to transition to a new vehicle in two to three years. Typically, loans allow you to take advantage of long-term benefits, while leases offer more short-term advantages. Consider some of the benefits of each payment option to see which could be right for you.

Buying

  • Have no monthly payments after paying off your loan
  • Modify your vehicle in any way you choose
  • Drive as much as you want without mileage restrictions
  • Use your vehicle's value when selling or trading in

Leasing

  • Lower monthly payments
  • Enjoy the latest features and technologies for less
  • Transition to a new vehicle every two to three years
  • Avoid selling your leased vehicle

Why are Lease Payments Cheaper?

Your monthly payments while leasing are cheaper since the primary cost you are paying back is the depreciation of the vehicle during the span of your term rather than paying off the entire cost of the vehicle. Since you don't have to worry about paying off the entire sticker price, you can save money and afford a higher trim level or configuration for less.

Learn More

If you want to learn more about leases and loans, our finance team is happy to help. Contact our finance center today to get started finding the right payment plan for your preferred vehicle.

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  1. Toyota of Surprise

    13543 North Autoshow Avenue
    Surprise, AZ 85388

    • Sales: 623-469-6027
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Get in Touch

  • Contact our Sales Department at: 623-469-6027
  • Monday8:30 AM - 8:00 PM
  • Tuesday8:30 AM - 8:00 PM
  • Wednesday8:30 AM - 8:00 PM
  • Thursday8:30 AM - 8:00 PM
  • Friday8:30 AM - 8:00 PM
  • Saturday8:30 AM - 8:00 PM
  • Sunday11:00 AM - 6:00 PM